Analysis

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Equity release growth remains a fraction of its potential, Air argues

The equity release market is capturing only a small share of later life lending...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

MorganAsh unveils gap analysis to benchmark firms against vulnerability standards

MorganAsh has launched a new gap analysis service designed to help financial services firms...

Calmer housing market emerges, but tax drag still weighs on first-time buyers

A period of stabilisation is taking shape in the housing market as mortgage rates...

Prime London ended 2025 with rents lower for first time in four years

The prime London housing market closed 2025 with rising supply, weaker demand and falling...

Remortgage instructions rise as Budget uncertainty fades, conveybuddy data shows

Conveyancing distributor conveybuddy has released its Q4 2025 statistics, showing a shift in activity...

Most homeowners rule out downsizing as a retirement strategy

Fewer than one in five people expect to move to a smaller home in...

Rental yields edge higher as regional gap narrows, Fleet data shows

Average rental yields increased on both a quarterly and annual basis in the final...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Housing transactions rise in 2025 despite stamp duty reset and Budget nerves

UK housing market activity proved more resilient than expected last year, with transaction volumes...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

Cost of living hits homeownership plans for more than half of young Scots

More than half of younger adults in Scotland say cost-of-living pressures are the biggest...

PROFILES