Analysis

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Equity release growth remains a fraction of its potential, Air argues

The equity release market is capturing only a small share of later life lending...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

MorganAsh unveils gap analysis to benchmark firms against vulnerability standards

MorganAsh has launched a new gap analysis service designed to help financial services firms...

Calmer housing market emerges, but tax drag still weighs on first-time buyers

A period of stabilisation is taking shape in the housing market as mortgage rates...

Prime London ended 2025 with rents lower for first time in four years

The prime London housing market closed 2025 with rising supply, weaker demand and falling...

Remortgage instructions rise as Budget uncertainty fades, conveybuddy data shows

Conveyancing distributor conveybuddy has released its Q4 2025 statistics, showing a shift in activity...

Most homeowners rule out downsizing as a retirement strategy

Fewer than one in five people expect to move to a smaller home in...

Rental yields edge higher as regional gap narrows, Fleet data shows

Average rental yields increased on both a quarterly and annual basis in the final...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Housing transactions rise in 2025 despite stamp duty reset and Budget nerves

UK housing market activity proved more resilient than expected last year, with transaction volumes...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Latest news

Clydesdale to withdraw from new mortgage lending market

Clydesdale has confirmed it will no longer offer new mortgage lending, marking the end...

Sort Group podcast sees industry figures joining conveyancing debate

Sort Group says its new podcast series is attracting strong interest from across the...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

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