Analysis

Broker-led research will sharpen relationships in bridging sector

A new broker-focused research programme has been launched with the aim of helping bridging...

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM...

Spring Statement 2026: Standing still on debt as risks mount

Yesterday, the Chancellor delivered her Spring Statement. Given the backdrop of war in the...

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Equity release growth remains a fraction of its potential, Air argues

The equity release market is capturing only a small share of later life lending...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

MorganAsh unveils gap analysis to benchmark firms against vulnerability standards

MorganAsh has launched a new gap analysis service designed to help financial services firms...

Calmer housing market emerges, but tax drag still weighs on first-time buyers

A period of stabilisation is taking shape in the housing market as mortgage rates...

Prime London ended 2025 with rents lower for first time in four years

The prime London housing market closed 2025 with rising supply, weaker demand and falling...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES