Virgin Money is raising selected residential new business fixed mortgage rates by up to 0.10 percentage points from Tuesday 13 October.

The changes affect both purchase and remortgage products, with increases across two-year and five-year fixed rates.

For house purchases, the lender is increasing its two-year and five-year fixed rates at 60% and 75% loan-to-value (LTV) by 0.05 percentage points.

Remortgage customers will face larger increases on selected products.

Two-year fixed rates will rise by up to 0.10 percentage points, while selected five-year fixed rates will increase by up to 0.09 percentage points.

The revised pricing takes effect on 13 October 2026.