Buckinghamshire Building Society has reintroduced a fixed rate buy-to-let mortgage aimed at expat landlords seeking short-term payment certainty.

The mutual has relaunched its Fixed Rate Everyday Expat buy-to-let mortgage, positioning it as a flexible option for brokers supporting overseas-based landlords navigating ongoing changes in the private rental sector.

The two-year fixed rate is priced at 5.79% until 29 February 2028 and is available up to 75% LTV, with loan sizes ranging from £50,000 to £500,000. The product carries a fee of £1,195 and is open to expat landlords with no more than three UK buy-to-let mortgaged properties.

The society said the return of the product reflects rising demand from expat clients for fixed rate solutions that offer greater certainty without the commitment of a longer-term deal.

This demand has been shaped by ongoing reforms affecting landlords, including changes to taxation and proposed legislation such as the Renters Reform Bill, which continues to influence investment decisions.

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We’ve seen a clear increase in broker enquiries from expat landlords who want the security of a fixed rate but are still cautious about long-term commitments.

“With further changes expected in the private rental sector, this product gives landlords the breathing space they need while maintaining flexibility.

“Our approach to expat lending is simple and supportive – we apply the same level of care, clarity and case-by-case consideration as we do across our entire range.

“This product is another example of how we’re responding to broker feedback and helping landlords navigate change with confidence.”