Specialist

More2life refreshes Apex lifetime mortgage ranges

Later life lender more2life has relaunched its Apex and Apex Interest Reward lifetime mortgage...

Moloney promoted to group role as OSB sharpens digital focus for brokers

OSB Group has promoted Adrian Moloney to group lending distribution director as it steps...

Construction output posts sharpest fall in almost two years

UK construction activity suffered its steepest quarterly decline since early 2023 as economic uncertainty...

Positive Lending expands regional sales team with new appointment

Specialist packager Positive Lending has appointed Dean Preston as regional account manager as it...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

LendInvest funds £17.3m bulk acquisition bridge at 90% LTV

LendInvest has completed a £17.3m portfolio bridging loan to support the bulk acquisition of...

Pepper Money trims residential pricing and adds free valuations to buy-to-let range

Pepper Money has reduced rates across its Pepper48 residential range and introduced free valuations...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Masthaven cuts bridging rates and broadens AVM use

Masthaven Finance has updated its bridging proposition with rate cuts across key products, wider...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

Mid-market real estate lender Pallas Capital launches UK operation

Pallas Capital, a non-bank bridging and development lender with a £1.8 billion loan book,...

Foundation simplifies brand as it drops ‘Home Loans’ from name

Specialist lender Foundation has unveiled a new brand identity, marking what it describes as...

West One cuts residential mortgage rates by up to 25bps

West One has reduced rates across its residential mortgage range, with cuts of up...

FCA secures £265,523 confiscation order against peer-to-peer fraudster

The Financial Conduct Authority has obtained a confiscation order worth more than £265,000 against...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES