Regulation

FCA sets PPI complaint deadline

The Financial Conduct Authority (FCA) has set a deadline for making new payment protection insurance...

Callcredit secures FCA authorisation

Callcredit Information Group's wholly owned subsidiaries, Callcredit Limited and Callcredit Consumer Limited, have achieved full...

GI firm to provide £12.5m redress

The Financial Conduct Authority (FCA) has agreed a redress arrangement with Express Gifts Ltd,...

TMA wants fight against “unfair” FSCS levy 

TMA Mortgage Club is calling on brokers to respond to a consultation paper from...

The Source implements FCA renewal measures

On 1 April 2017, new rules from the Financial Conduct Authority (FCA) aimed at...

CML backs independent social housing regulation

The Council of Mortgage Lenders (CML) says it supports the principle that the regulation of...

FSCS deposit protection limit increases

The Financial Services Compensation Scheme (FSCS) deposit protection limit has risen, as of today (30...

FCA takes action against lender of last resort

The Financial Conduct Authority (FCA) has taken its first criminal action against an individual...

Paragon unveils its first residential range

Paragon Mortgages has embarked upon the first phase of its residential mortgage launch. The range...

Loans firm rapped over envelope

A Belfast-based loans firm has had a complaint about one of its adverts upheld...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

FCA unveils mortgage market competition study

The Financial Conduct Authority (FCA) has launched a market study to consider whether competition...

L&G Mortgage Club offers new BTL matrix

Legal & General Mortgage Club has unveiled its new Rental Calculation Matrix. It has...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

StrideUp cuts HMO and MUFB finance rates and raises broker fees

StrideUp has reduced rates across its houses in multiple occupation (HMO) and multi-unit freehold...

PROFILES