Regulation

AMI calls for up-front product levy

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries (AMI), has re-iterated his...

FSCS providing increased reassurance

New research by the Financial Services Compensation Scheme (FSCS) shows that almost two-thirds of...

Let’s not overreach ourselves again

A few years ago, an enterprising publisher launched a ‘good news’ paper only for...

FCA publishes mission and business plan

The Financial Conduct Authority (FCA) has published its Mission, which aims to give firms and...

FCA seeks to tackle persistent credit card debt

The Financial Conduct Authority (FCA) is proposing new rules to help customers who are...

FCA issues fine over WhatsApp disclosure

he Financial Conduct Authority (FCA) has today fined Christopher Niehaus, a former investment banker,...

2016 a “transition year” for second charges

Enterprise Finance’s latest Second Charge Report has found that the second charge mortgage market...

Almost half of DAs to respond to FSCS consultation

TMA Mortgage Club has claimed that 47% of Directly Authorised (DA) advisers are planning...

New chair for Smaller Business Practitioner Panel

The Financial Conduct Authority (FCA) has announced the appointment of a new Chair for the...

FCA appoints new non-executive director

The Financial Conduct Authority (FCA) has confirmed the appointment of Nick Stace as a non-executive...

First Complete & Pink urge ARs to respond to FSCS consultation

Mortgage and protection customers could end up being the biggest losers if advisers do...

DAs not happy with FSCS funding position

A new survey from TMA Mortgage Club has found that Directly Authorised advisers (DAs)...

BTL landlords planning to weather tax change impact

The Council of Mortgage Lenders (CML) says that recent YouGov Reports survey data suggests...

FCA publishes IDD implementation consultation paper

The Financial Conduct Authority (FCA) has published the first of its two consultation papers...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

StrideUp cuts HMO and MUFB finance rates and raises broker fees

StrideUp has reduced rates across its houses in multiple occupation (HMO) and multi-unit freehold...

PROFILES