Regulation

PRA reviewing consumer credit lending following growing concerns

The Prudential Regulation Authority (PRA) has undertaken a review of consumer credit lending, examining...

FCA consults over consumer credit staff incentives

The Financial Conduct Authority (FCA) has today published proposals on how consumer credit firms...

New chairs for FCA panels

The Financial Conduct Authority chairman, John Griffith-Jones, has announced the appointments of new chairs...

AMI calls for up-front product levy

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries (AMI), has re-iterated his...

FSCS providing increased reassurance

New research by the Financial Services Compensation Scheme (FSCS) shows that almost two-thirds of...

Let’s not overreach ourselves again

A few years ago, an enterprising publisher launched a ‘good news’ paper only for...

FCA publishes mission and business plan

The Financial Conduct Authority (FCA) has published its Mission, which aims to give firms and...

FCA seeks to tackle persistent credit card debt

The Financial Conduct Authority (FCA) is proposing new rules to help customers who are...

FCA issues fine over WhatsApp disclosure

he Financial Conduct Authority (FCA) has today fined Christopher Niehaus, a former investment banker,...

2016 a “transition year” for second charges

Enterprise Finance’s latest Second Charge Report has found that the second charge mortgage market...

Almost half of DAs to respond to FSCS consultation

TMA Mortgage Club has claimed that 47% of Directly Authorised (DA) advisers are planning...

New chair for Smaller Business Practitioner Panel

The Financial Conduct Authority (FCA) has announced the appointment of a new Chair for the...

FCA appoints new non-executive director

The Financial Conduct Authority (FCA) has confirmed the appointment of Nick Stace as a non-executive...

First Complete & Pink urge ARs to respond to FSCS consultation

Mortgage and protection customers could end up being the biggest losers if advisers do...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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