Regulation

FCA: no enforcement action against Scottish Widows

The Financial Conduct Authority (FCA) announced investigations into six firms as a result of...

Interim Report: reasons to be fearful

The whole industry, myself included, has now had some further time to digest the...

Canara Bank hit for anti-money laundering systems failings

The Financial Conduct Authority (FCA) has fined Canara Bank £896,100 and has imposed a...

FCA proposes cap on rent-to-own lending

The Financial Conduct Authority (FCA) has announced new proposals designed to protect millions of...

Debt management director banned for misappropriating client money

The Financial Conduct Authority (FCA) has banned Darren Lee Newton from working in any...

Regulator to provide industry update at FSE Manchester

The Financial Conduct Authority (FCA) will be providing its first update to the industry...

Barclays CEO fined £642k by regulators

The Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) have together fined...

RBS to settle with US Department of Justice

The Royal Bank of Scotland Group plc has reached a civil settlement in principle...

FCA calls for more help for ‘mortgage prisoners’

In its newly published interim report into the mortgage market, the Financial Conduct Authority...

Tax and regulation changing landlord behaviour

Paragon’s latest PRS Trends research has found that landlords with between six and 20...

First FIBA roadshow concentrates on GDPR

FIBA’s first regional roadshow held in North London on 12 April drew brokers from...

Landlords maintain positive outlook

Private landlords are feeling positive about the future of the market, despite the past...

Insurance firms still failing to meet FCA renewal rules

The Financial Conduct Authority (FCA) says it will take action against general insurance firms...

15% of brokers yet to start dealing with GDPR

16% of brokers and intermediaries, who responded to a recent United Trust Bank (UTB)...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Buy-to-let

Regional divide reshapes landlord investment plans

Landlords are reassessing where they invest as regional differences in yields, arrears and void...
Specialist

Saffron challenges five complex income myths

Saffron for Intermediaries has urged brokers not to dismiss complex income cases as changing...
News

Accord cuts selected mortgage rates by up to 0.18%

Accord Mortgages will reduce selected residential and buy-to-let mortgage rates by up to 0.18%...
Artificial Intelligence

Scottish BS deploys AI across all customer interactions

Scottish Building Society has partnered with Malted AI to analyse every customer interaction across...

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