Regulation

Widespread ignorance ahead of new EPC laws

A poll, commissioned by insurance agency Just Landlords, was conducted strictly with those involved...

FCA reveals changes to advice on pension transfers

The Financial Conduct Authority (FCA) has published new rules on pension transfer advice and...

Regulator outlines approach to supervision and enforcement

The Financial Conduct Authority (FCA) has published its Approach to Supervision and its Approach...

Rent-to-own firm agrees £2.1m redress scheme

PerfectHome has agreed a package of redress totalling over £2.1 million with the Financial...

Arkle Finance offers GDPR toolkit

Specialist lender Arkle Finance is providing brokers with help over the upcoming introduction of...

FCA issues DP on transforming culture in financial services

The Financial Conduct Authority (FCA) has published a discussion paper on transforming culture in...

New chair of the FSCS appointed

The Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) have announced the...

IMLA: buy-to-let under pressure

The Intermediary Mortgage Lenders Association (IMLA) has reported that net investment in buy-to-let property...

FCA consults on widening FOS access

The Financial Conduct Authority (FCA) has launched a consultation on plans to give more...

Regulation seen as main barrier to equity release growth

More 2 Life has reported that while advisers have a positive outlook on the future...

Accord: landlords resilient in face of regulation

57% of Accord Mortgages' buy-to-let applications received in 2017 were from those affected by...

SimplyBiz Group unveils GDPR hub

SimplyBiz Group has launched an online resource designed to help advisers meet the requirements...

Regulator launches wholesale insurance brokers market study

The Financial Conduct Authority (FCA) has launched a market study to assess how competition...

Brokers at risk of GDPR non-compliance

Mortgage Brain has warned that the majority of mortgage advisers in the UK could...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...
Islamic Finance

StrideUp cuts HMO and MUFB finance rates and raises broker fees

StrideUp has reduced rates across its houses in multiple occupation (HMO) and multi-unit freehold...
Appointments

West One expands mortgage sales team with four appointments

West One has appointed four members to its mortgage division sales team as the...

PROFILES