Regulation

FCA recruits new competition director from CMA

The Financial Conduct Authority (FCA) has appointed Sheldon Mills as its new director of...

Sunny Loans ad banned by watchdog

A Sunny Loans ad has been found to have given misleading impression that the...

Credit score provider merger referred on competition grounds

The Competition and Markets Authority (CMA) has referred Experian’s purchase of ClearScore for an...

FCA begins crowdfunding consultation

The Financial Conduct Authority (FCA) is proposing to change to the rules for crowdfunding...

Loan directors banned for misleading customers

The Financial Conduct Authority (FCA) has banned four former directors and shareholders of Secure My...

“Baffling patchwork” of housing complaint schemes and routes

Ombudsman Services (OS), which is withdrawing from handling complaints in the housing and property sector next...

FCA challenged to do more to support professionalism in UK financial services

A financial services alliance with a combined global membership of 200,000 is challenging the...

FCA clarifies fairer treatment of regular premium PPI complaints

The Financial Conduct Authority (FCA) has issued a consultation paper on new guidance about...

Regulator proposes directory of financial services workers 

The Financial Conduct Authority (FCA) has proposed a new directory to help consumers and...

FCA wants improvement in servicing those with pre-existing medical conditions

The Financial Conduct Authority (FCA) has published feedback on its Call for Input (CfI)...

Roma Finance sounds death knell for small landlord

The private rental sector of the future will be dominated by larger institutional landlords...

Lenders and brokers accused of being ‘too quiet’ over buy-to-let changes

Mortgage lenders and brokers have been too quiet over the Prudential Regulatory Authority’s (PRA)...

197 arrests made since bank fraud measures put in place last year

Figures published by UK Finance have revealed that £24.7 million of fraud has been...

FCA reveals urban-rural differences in financial services

The Financial Conduct Authority (FCA) has published the latest analysis from its Financial Lives...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

News

Accord cuts selected mortgage rates by up to 0.18%

Accord Mortgages will reduce selected residential and buy-to-let mortgage rates by up to 0.18%...
Artificial Intelligence

Scottish BS deploys AI across all customer interactions

Scottish Building Society has partnered with Malted AI to analyse every customer interaction across...
Buy-to-let

Paragon refreshes buy-to-let range with rates from 3.55%

Paragon Bank has refreshed its buy-to-let mortgage range, introducing rates from 3.55% and products...
PropTech

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...

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