Regulation

FCA launches further consultation ahead of possible ‘no deal’ Brexit

The Financial Conduct Authority (FCA) has published a further consultation on its approach to...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Treasury says finding solutions for mortgage prisoners “a top priority”

The Economic Secretary to the Treasury John Glen MP,  has written to the Treasury...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

FSE Midlands: FSA final report not expected until Spring

The mortgage industry should not expect the FCA’s Mortgages Market Study Final Report and...

FSE Midlands: landlords needs adviser help over HMO licensing changes

Advisers have been urged to help those landlords who may be receiving letters from...

FCA launches general insurance market study

The Financial Conduct Authority (FCA) has outlined the issues it will focus on as...

AMI says proposed FOS compensation hike “inappropriate”

The Association of Mortgage Intermediaries (AMOI) has criticised the FCA's proposed increase of the...

AMI concerned by FCA’s FOS extension

The Association of Mortgage Intermediaries (AMI) says it is "deeply concerned" over the Financial...

AMI expresses concern over new FCA directory

The Association of Mortgage Intermediaries (AMI) has responded to the FCA consultation on a...

FCA fines Tesco Bank fined £16.4m for cyber security failures

The Financial Conduct Authority has fined Tesco Bank £16,400,000 for failing to exercise due...

Citizens Advice super-complaint includes mortgages and GI

Citizens Advice has submitted a super-complaint to the Competition and Markets Authority (CMA) calling...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Another Sunny Loans TV ad banned

Elevate Credit International, which trades as Sunny Loans, has been told by the Advertising...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

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