Regulation

Loan directors banned for misleading customers

The Financial Conduct Authority (FCA) has banned four former directors and shareholders of Secure My...

“Baffling patchwork” of housing complaint schemes and routes

Ombudsman Services (OS), which is withdrawing from handling complaints in the housing and property sector next...

FCA challenged to do more to support professionalism in UK financial services

A financial services alliance with a combined global membership of 200,000 is challenging the...

FCA clarifies fairer treatment of regular premium PPI complaints

The Financial Conduct Authority (FCA) has issued a consultation paper on new guidance about...

Regulator proposes directory of financial services workers 

The Financial Conduct Authority (FCA) has proposed a new directory to help consumers and...

FCA wants improvement in servicing those with pre-existing medical conditions

The Financial Conduct Authority (FCA) has published feedback on its Call for Input (CfI)...

Roma Finance sounds death knell for small landlord

The private rental sector of the future will be dominated by larger institutional landlords...

Lenders and brokers accused of being ‘too quiet’ over buy-to-let changes

Mortgage lenders and brokers have been too quiet over the Prudential Regulatory Authority’s (PRA)...

197 arrests made since bank fraud measures put in place last year

Figures published by UK Finance have revealed that £24.7 million of fraud has been...

FCA reveals urban-rural differences in financial services

The Financial Conduct Authority (FCA) has published the latest analysis from its Financial Lives...

FCA: no enforcement action against Scottish Widows

The Financial Conduct Authority (FCA) announced investigations into six firms as a result of...

Interim Report: reasons to be fearful

The whole industry, myself included, has now had some further time to digest the...

Canara Bank hit for anti-money laundering systems failings

The Financial Conduct Authority (FCA) has fined Canara Bank £896,100 and has imposed a...

FCA proposes cap on rent-to-own lending

The Financial Conduct Authority (FCA) has announced new proposals designed to protect millions of...
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COMMENT

Commonhold and Leasehold Reform

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Appointments

The West Brom promotes Gareth Madeley to chief customer officer

West Brom Building Society has appointed Gareth Madeley as its new chief customer officer,...
MIMHC

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...
News

Santander raises foreign national mortgage lending to 90% LTV

Santander UK has expanded its foreign national mortgage policy by increasing the maximum loan-to-value...
Buy-to-let

Keystone passes £2bn in securitisation issuance with sixth Hops Hill deal

Keystone Property Finance has completed its sixth securitisation, taking total issuance under its Hops...

PROFILES