Regulation

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

FCA opens AI sandbox with NVIDIA to accelerate innovation in financial services

The Financial Conduct Authority has announced the launch of a new ‘Supercharged Sandbox’ designed...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Supreme Court rules against OSB over possible undue influence in mortgage case

The UK Supreme Court has ruled that One Savings Bank should have recognised the...

Caring responsibilities identified as key driver of customer vulnerability

Caring responsibilities are among the most common life events affecting vulnerable customers, according to...

The Right Mortgage on the road with June ‘Opportunity Knocks’ tour

The Right Mortgage & Protection Network, together with The Right DA Club, has launched...

Nearly half of landlords plan rent hikes ahead of new legislation

Almost half of UK buy-to-let landlords plan to increase rents in anticipation of the...

Struggling homeowners warned to steer clear of mortgage scams

Homeowners facing mortgage arrears are being warned not to fall prey to fraudulent schemes...

FCA seeks to reduce reporting burden with overhaul of complaints data process

The Financial Conduct Authority has unveiled proposals to streamline the way firms report complaints...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Brokers warned to ‘step up’ as lenders invest in AI and FCA eyes direct-to-consumer reforms

Mortgage brokers face a growing threat to their market dominance as major lenders prepare...

Homebuyers call for urgent digital reform as frustration with property process mounts

A major new report published today by the Open Property Data Association (OPDA) reveals...

COMMENT

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

Latest news

Alternative Bridging moves into term lending with commercial launch

Alternative Bridging Corporation has expanded its proposition into longer-term property finance with the launch...

Target Group posts record client satisfaction score

Target Group has reported its highest client satisfaction score to date, six months after...

Four-month fall in sales agreed signals weaker mortgage market

Mortgage lenders face a potentially weaker final quarter after property sales agreed fell by...

HSBC to raise residential and buy-to-let mortgage rates

HSBC UK is increasing mortgage rates across much of its residential and buy-to-let range...

PROFILES