Regulation

Customer vulnerability assessment bias fears “unfounded”

Recent data from MorganAsh indicates that concerns over bias in customer vulnerability assessments are...

“Vast majority” of ongoing suitability reviews being delivered, FCA finds

The Financial Conduct Authority (FCA) has reported that advisers are delivering suitability reviews in...

Why firms are falling short on Consumer Duty

The FCA recently published its analysis of Consumer Duty board reports. Most firms have...

Government to overhaul home buying process with digital revolution

Millions of homebuyers could soon see a faster, cheaper, and less stressful experience as...

FCA takes tougher stance on misleading financial promotions

The Financial Conduct Authority (FCA) took increased action against misleading financial adverts in 2024,...

LiveMore CEO reacts to FCA’s focus on later-life lending

The Financial Conduct Authority (FCA) has reinforced its commitment to Consumer Duty, making it...

FLA calls for overhaul of Financial Ombudsman Service

The Finance & Leasing Association (FLA) has urged a fundamental review of the Financial...

FCA reminds intermediaries of Consumer Duty responsibilities

The Financial Conduct Authority (FCA) has issued a stark reminder to mortgage intermediaries of...

Legalisation and tax not denting landlord confidence

Optimism among landlords is increasing moderately, despite the introduction of higher Capital Gains Tax...

Don’t expect substantial change to Consumer Duty

Those regulated firms who are banking on cuts to Consumer Duty are set for...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Landlords see possible benefit from Section 8 in Renters Rights Bill

Landlords believe that possession grounds proposed by the Renters Rights Bill make up for...

Tax and regulation driving landlord market exits

Changing regulations and taxes are by far the leading reasons cited by landlords intending...

Rental Reform Bill clears Commons sparking concerns over landlords and housing market impact

Reforms to renters’ rights took a significant step forward as MPs approved the Renters’...

COMMENT

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Latest news

Bank of Ireland expands JBSP mortgage criteria

Bank of Ireland for Intermediaries has widened its Joint Borrower Sole Proprietor (JBSP) mortgage...

Try Financial links with The Insurance Surgery to support complex protection cases

Try Financial has formed a partnership with specialist protection adviser The Insurance Surgery to...

VouchedFor unveils enhanced membership as advisers adapt to AI-led search

VouchedFor has launched Verified+, a new membership tier aimed at helping financial advisers improve...

TMG boss promises Bank Holiday Monday if England reach World Cup final

TMG mortgage network founder and CEO Scott Thorpe has pledged to give every member...

PROFILES