Regulation

TSB’s mortgages arm could survive Santander takeover as boss hints at brand’s future

TSB’s mortgage business may survive under its own name following Santander’s £2.9 billion acquisition...

Stonebridge strengthens compliance team with new senior appointment

Mortgage and protection network Stonebridge has named Joanna Purdy as its new national compliance...

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

Court of Appeal rules mortgage capital demands fall outside ‘arrears’ protections

A landmark Court of Appeal judgment has clarified the scope of protections available under...

FCA announces “once-in-a-generation” advice reforms to tackle UK’s financial guidance gap

Millions more consumers could benefit from help with their pensions and investments under sweeping...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Landlords remain bullish on growth despite caution over rates and regulation

UK landlords remain intent on growing their portfolios in the face of ongoing market...

Complaints: A pain that you can handle

One of the biggest problems an adviser can face is a complaint. And those...

The next decade for mortgage advice: back to the future?

The mortgage market has always moved in cycles, and right now it feels like...

Industry leaders warn first-time buyers and tenants will suffer if Government continues hardline approach to landlords

Both aspiring first-time buyers and tenants risk being collateral damage if the Government continues...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Non dom changes create £401 million stamp duty black hole

It’s exactly nine years since 52% of the country voted to leave the EU....

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term...

Tribunal upholds FCA ruling against former Metro Bank chiefs

The Upper Tribunal has upheld the Financial Conduct Authority’s decision to censure Craig Donaldson...

COMMENT

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

Latest news

Target Group posts record client satisfaction score

Target Group has reported its highest client satisfaction score to date, six months after...

Four-month fall in sales agreed signals weaker mortgage market

Mortgage lenders face a potentially weaker final quarter after property sales agreed fell by...

HSBC to raise residential and buy-to-let mortgage rates

HSBC UK is increasing mortgage rates across much of its residential and buy-to-let range...

Cumberland expands school money workshops into second year

The Cumberland Building Society is extending its financial education programme for primary school children...

PROFILES