Opinions & blogs

Lessons learned from the Stamp Duty deadline

Now that we have a little bit of distance between us and last month’s...

Age is nothing but a number… or is it?

That’s what they say, and many people live by it and apply it to...

Why bridging will continue to excel in post-MCD world

Bridging finance has continued to develop and grow over the last few years and...

Why you should be on Twitter

On the day that I write this it’s the tenth anniversary of the launch of...

IPT – call it what it is, a tax on consumers

It came as no surprise to the insurance industry that the Chancellor George Osborne...

What was missing from the Budget

This article, as they say in the world of TV, is a two-parter. In...

20% annual rise in gross purchase advances

The Bank of England says the proportion of lending for house purchase in the...

Commercial finance, tax hikes and corporate structures

There has been much debate in the industry around whether or not setting up...

MCD – a new dawn for secured loan lenders

Equifinance has just funded our first fully MCD-compliant loan. To get to this point...

Using a bridge for an HMO investment

HMO developments can yield some fantastic returns upon investment and it is little surprise...

We’re fast approaching ‘squeaky bum time’

When it comes to housing transactions, each will have their own specific deadline when...

2016: Challenges, changes and opportunities for brokers

To quote a heavily used cliché from Alexander Graham Bell: “When one door closes,...

What will Osborne do on 16 March?

If it’s not in your diaries already then 16 March is certainly a day to...

Restaurants aren’t risky by nature

Nine out of 10 restaurants fail in their first year of trading. It’s a statistic...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer and home mover demand holds up as mortgage applications fall

First-time buyers and home movers proved more resilient than remortgage borrowers during a weaker...

Specialist Hub appoints OMS to streamline client management

Specialist Hub has selected One Mortgage System (OMS) as its customer relationship management provider...

Brokers brace for possible interest rate rise as borrowers turn cautious

Nearly six in 10 Primis brokers expect the Bank of England to raise interest...

Nivo targets broker paperwork burden with AI webinar

Nivo is to hold a free webinar for mortgage brokers on where firms should...

PROFILES