Opinions & blogs

Are lenders committed to the intermediary market?

It’s not often you get four of the biggest hitters from the lending industry...

Where are household insurance premiums heading?

The average cost of home insurance fell by 3% last year, according to the...

A better tomorrow

2015 was a positive year for the mortgage market in many respects and was...

Don’t neglect the conveyancing

There is a long tradition in politics, business and the economy to look at...

Why the long face?

One can’t help but come back to the market after the new year break...

Is Flood Re’s future already in doubt?

The record levels of rainfall this winter have brought the misery of flooding to...

Conveyancers are coming under severe pressure

It might be a push to suggest that January has so far been ‘the...

Beware the best bridging rates

At First 4 Bridging we speak to brokers every day of the week, and...

The changing face of specialist lending in 2016

According to recent estimates, the mortgage market will reach £230 billion by the end...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Expect evolution not revolution in commercial lending

The amount of investors looking at properties outside of the ‘traditional’ residential buy-to-let is...

Now is the time to reflect

At this time of the year the question, “Will we get in the house...

Remain positive about buy-to-let

I think it’s fair to say that no-one working within the buy-to-let market anticipated...

A big year for bridging

More so than other years, I’m really looking forward to putting my feet up...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

Specialist lenders drive semi-commercial market towards £1bn

Britain's semi-commercial mortgage market is on course to exceed £1 billion of annual lending...
Later Life

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...
Building Societies

Monmouthshire app brings in new generation of customers

Seven in 10 customers registered for Monmouthshire Building Society's app had not previously banked...
News

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

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