Opinions & blogs

Bridging the Brexit gap

Despite the sense of growing uncertainty in the light of Britain’s shock Brexit vote,...

Brexit may mean more of the status quo

If we were in any doubts about how politics shapes our lives then a...

Specialist lending powers ahead

There has been a lot of noise around the impending referendum and how the...

Buy-to-let fundamentals remain strong

If you were looking for the most obvious financial services headline of the year...

Was Osborne right to tackle buy-to-let?

The latest buy-to-let lending figures, issued by the Bank of England, may well give...

Can we maintain conveyancing turnaround levels?

My own impression is that it will take some time for the conveyancing market...

Are lenders behind the FCA’s latest pronouncements?

The flurry of papers from the FCA recently, all concentrating on the post-Mortgage Market...

Lessons in luck

Every once and a while, particularly if you are operating in a management position,...

Understanding semi-commercial growth

The surge in semi-commercial enquiries and why it could be due to a tax...

Flood Re – good, bad or ugly?

First announced in June 2013 and originally planned for last summer but delayed again...

The growth of alternative lending in development finance

There was a time, not that long ago, when the world of development finance...

Providing confidence in conveyancing

At a recent roundtable I hosted on the conveyancing market, what struck me most...

Lending into retirement: how the specialist market is taking the lead

As a nation we are working and living for longer and, as a result,...

Where to go to get EU insight?

In the lead up to Leave/Remain EU Referendum how many times will we hear...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Regulation

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...
Mortgages

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...
Regulation

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...
Stamp Duty

Stamp duty deters half of over-65s from moving

Half of over-65s see stamp duty as a barrier to moving home, despite 58%...

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