Opinions & blogs

Restaurants aren’t risky by nature

Nine out of 10 restaurants fail in their first year of trading. It’s a statistic...

Are lenders committed to the intermediary market?

It’s not often you get four of the biggest hitters from the lending industry...

Where are household insurance premiums heading?

The average cost of home insurance fell by 3% last year, according to the...

A better tomorrow

2015 was a positive year for the mortgage market in many respects and was...

Don’t neglect the conveyancing

There is a long tradition in politics, business and the economy to look at...

Why the long face?

One can’t help but come back to the market after the new year break...

Is Flood Re’s future already in doubt?

The record levels of rainfall this winter have brought the misery of flooding to...

Conveyancers are coming under severe pressure

It might be a push to suggest that January has so far been ‘the...

Beware the best bridging rates

At First 4 Bridging we speak to brokers every day of the week, and...

The changing face of specialist lending in 2016

According to recent estimates, the mortgage market will reach £230 billion by the end...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Expect evolution not revolution in commercial lending

The amount of investors looking at properties outside of the ‘traditional’ residential buy-to-let is...

Now is the time to reflect

At this time of the year the question, “Will we get in the house...

Remain positive about buy-to-let

I think it’s fair to say that no-one working within the buy-to-let market anticipated...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Fraud

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...
fintech

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...
News

Foundation raises maximum residential lending age to 80

Foundation Home Loans has increased its maximum residential lending age from 75 to 80...
News

First-time buyers wait six years to buy as lifestyle priorities reshape purchasing decisions

First-time buyers are spending an average of six years saving for a deposit as...

PROFILES