Opinions & blogs

Getting to Christmas in the best shape

For those that have just come back from their summer holidays, here’s an interesting...

The Brexit effect on lending

It’s said that the secret to comedy is… timing, and indeed there’s a lot...

Stress-testing P2P lending: questions advisers should ask

When it comes to peer-to-peer (P2P) lending, advisers could be forgiven for feeling they’re...

Pensions or property? Clarity please…

In a month where the David Brent movie has been released, you might have...

VIDEO: The-post Brexit pricing landscape

Shawbrook Bank's managing director of property finance & deputy CEO Stephen Johnson discusses the...

Lending into retirement: nice to have or necessity?

There are more than 10 million people in the UK over 65 and the...

Understanding the fall in home ownership

The UK is a bit odd when it comes to home ownership. We’re one...

Is Flood Re starting to make an impact?

The Association of British Insurers (ABI) recently confirmed that 90% of claims resulting from...

Marketing to the younger generation

In order to appear ‘down with the kids’ I will begin this article with...

Is equity release expensive?

Several surveys have recently been published showing the majority of retirees will have to...

In praise of the accountant

In the world of professional services there are few more important needs than a...

Focus on the here and now

Understandably a large part of the mortgage market appears to be taking stock of...

Working through the uncertainty

Much of the focus of the post-EU referendum fallout has focused on consumer confidence,...

It’s a digital world

If there are any die-hard Madonna fans out there, forgive me for paraphrasing but...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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