Opinions & blogs

Make the most of remortgaging opportunities

The latest gross lending figures from the CML for October reveal a market which...

Changing government attitudes to the PRS?

I’m sure, like me, you’ve sensed a slight shift in emphasis from the government...

Face-to-face communication in a digital age

Specialist advice is key because every case is different and is based on the...

Too many Expos?

I can’t be the only one to wonder at the mushrooming number of Expo...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

How bridging can make the difference

Anyone who has been involved in the mortgage or loans market for any length...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

Launching into the private client market

Traditionally, the term ‘private client’ would conjure up images of boutique banks, wood panelled...

Specialist finance requires specialists

There is much talk of specialist lending within the marketplace at present and it’s...

A fair second charge fee?

I gave a recent presentation at the FSE London event in Old Billingsgate and...

Avoid the conveyancing dabblers

There’s many terms for those conveyancing firms who do a very small amount of...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

No longer why but when and how

Working with intermediaries on behalf of the UK’s largest second charge distributor over the...

The buy-to-let Bank of Mum and Dad

We’ve all seen the importance of that venerable ‘institution’, the Bank of Mum and...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

estate agents

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...
Regulation

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...
Mortgages

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...
Regulation

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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