Opinions & blogs

It’s vital to evolve our business models

Anyone out there who delivers regular presentations or seminars will know that they can...

Dealing with uncertainty

I’m writing this on the day of Donald Trump’s inauguration as the next President...

Demand for seconds likely to be greater than ever

There’s always a sense of anticipation at the start of any new year, especially...

Do your specialist and mainstream knowledge match up?

So here we are in a new year. 2017 has arrived and, if your...

Mortgage advice isn’t immune to the technological revolution

Given the fact that 2016 was so unpredictable, it seems rather foolish to be...

Questioning the government’s affordable home strategy

When it comes to the government’s view on how best to help first-time buyers,...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

What’s in a name?

December is supposed to be a quieter month for new business and sales activity....

Stay busy in the run-up to Christmas

If you’re anything like me then, as we approach Christmas, you can’t be certain...

Remember: the BTL market isn’t dead

At the moment it feels very easy to talk about the interventionist measures in...

Preparing for a healthy New Year pipeline

At the moment, and quite understandably, everyone is focused on the Autumn Statement. Given...

Second charge (virtual) reality

With Christmas not too far away we’ve already started to see the number of...

2016 – seconds validity & tech/human partnership

2016 has been a particularly busy year for me. The launch of Fluent for...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

estate agents

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...
Regulation

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...
Mortgages

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...
Regulation

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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