Opinions & blogs

Not all master brokers are the same

Monetary Policy Committee (MPC) decisions, regarding Bank Base Rate (BBR), have become somewhat predictable....

Joining up people and technology

The end of the first quarter is a good time for people to re-assess...

Understanding the self-employed

If you’re self-employed then you’ve probably looked at the political goings-on over the past...

Avoiding a mortgage catastrophe

We’re almost through the first quarter of the year which can seem like a...

A good start for buy-to-let in 2017

It makes no sense to tempt fate in this marketplace, and one swallow does...

The importance of names and dismissing the myths

In the time since MCD, I have made dozens of presentations and been involved...

BUDGET PREVIEW: a wish list for an ageing society

This year will see two Budgets as we move to an Autumn Budget cycle –...

BUDGET PREVIEW: don’t expect stamp duty reform

I’m writing this prior to the weekend before the Budget but, up until this...

Money makes the world go round

That famous song performed by Liza Minnelli in the 1972 film Cabaret isn’t quite...

The changing face of lending into retirement

Lending into retirement has been a major bug bear for borrowers in recent years...

We must do the hard yards to spread the secured loan message

If I was using an aircraft for business travel, I would have earned a...

The bridging price war will continue

It has been, shall we say, an interesting start to the new year particularly...

Let’s focus on the White Paper positives

Say what you like about the contents of the Housing White Paper published earlier...

Keeping gripes to a minimum

Go through any given week and, by the end of those seven days, if...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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