Opinions & blogs

Good news comes in twos

There have been two sets of data which have been released by the FLA....

Last chance summer saloon for remortgage clients?

Amidst all the political ramifications post-General Election it seems rather wise to keep a...

The election result and its later life implications

So, where to start with the General Election and what it means for the...

Lending markets to hold up despite uncertainty

It was impossible not to be caught up in the General Election campaign –...

A question of trust

Like many others, I breathed a sigh of relief after the government’s re-think on...

The political landscape is going to be changed

So, we have just days to go before this General Election campaign is over....

Expect more intervention after the election

At the time of writing, there is plenty of activity on social media about...

Don’t take a knife to a gunfight

The secured loan sector has transformed itself and thanks to MCD can hold its...

Know your APRCs from your ABCs

You taught your children their ABCs, but how much do you know about your...

The dampening effect of election campaigns

We are only days into a General Election campaign and already you get the...

The low hanging fruit

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries, told the audience at...

Why the election spells more housing market uncertainty

There really is only one place to start and that’s of course Theresa May’s...

Let’s not overreach ourselves again

A few years ago, an enterprising publisher launched a ‘good news’ paper only for...

Doing it right vs ‘saving’ money

Take a straw poll on the collective buying habits of the UK consumer and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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