Opinions & blogs

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Make the most of remortgaging opportunities

The latest gross lending figures from the CML for October reveal a market which...

Changing government attitudes to the PRS?

I’m sure, like me, you’ve sensed a slight shift in emphasis from the government...

Face-to-face communication in a digital age

Specialist advice is key because every case is different and is based on the...

Too many Expos?

I can’t be the only one to wonder at the mushrooming number of Expo...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

How bridging can make the difference

Anyone who has been involved in the mortgage or loans market for any length...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

Launching into the private client market

Traditionally, the term ‘private client’ would conjure up images of boutique banks, wood panelled...

Specialist finance requires specialists

There is much talk of specialist lending within the marketplace at present and it’s...

A fair second charge fee?

I gave a recent presentation at the FSE London event in Old Billingsgate and...

Avoid the conveyancing dabblers

There’s many terms for those conveyancing firms who do a very small amount of...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...

No longer why but when and how

Working with intermediaries on behalf of the UK’s largest second charge distributor over the...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Specialist

Hope Capital secures £35 million HTB funding line

Hope Capital Property Finance has secured a £35 million wholesale funding line from Hampshire...
Technology

Nottingham Building Society backs Instamo broker padel event

Nottingham Building Society has been confirmed as headline sponsor of Instamo's FastAdmin Broker Padel...
News

Warhol collection helps secure £310k loan for home improvements

A high-net-worth client has secured a £310,000 short-term loan against a collection of Andy...
Fraud

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...

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