Opinions & blogs

120 months on…

Can it really be a decade since the start of the Credit Crunch? It...

Missed opportunity?

In 2012, when Alan was 60, a member of his family got themselves into...

Whys and wherefores

I am sure there have been plenty of heavy hints dropped by compliance departments...

Time to get ready for longer term tenancies?

Buoyed by rising house prices and the slow decline of social housing, the private...

End to free legals? Don’t hold your breath

There are some moments and decisions that, in years to come, you are able...

Touch base before the summer holiday

Summertime and earning a living ain’t easy. That’s the traditional view of the UK housing...

Conveyancing: improving technology is only part of the answer

A recent survey of mortgage applicants and home owners concluded that the major area...

Products or services?

In its Retirement Incomes Review, the FCA has found that consumers welcome the pension...

Brexit, Here We Come

One has to say that the ‘mood music’ around the UK housing market is...

Fears over streamlining the conveyancing process

It’s not often that conveyancing gets mentioned in the Queen’s Speech, and if we’re...

We need Glastonbury all over the country

Whether you made it down to Worthy Farm for Glastonbury 2017, or simply soaked...

Preparing for a change of plan

As the saying goes, preparation is the key to success. If the last year...

IPT: the end of the inexorable rise?

How many of you have had to have difficult conversations with your clients when...

What does the second half of the year have in store?

The CML’s statistics on individual lenders’ activity levels for the previous year always make...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

estate agents

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...
Regulation

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...
Mortgages

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...
Regulation

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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