Opinions & blogs

Why the limited company BTL market is different

I read recently that Stonebridge Group, a network with a sizeable number of AR...

Retirement is more than just pensions

Six months ago a friend of mine retired as a GP. At the time...

Conveyancing – the price isn’t always right

Click your way through any number of homes for sale on various property websites...

Why we’re not writing off the buy-to-let sector

To the outside observer, the buy-to-let sector might well look like it is on...

Reasoned argument key for second charge growth

How do we get more brokers to ‘do’ secured loans? Well, the answer is...

Plenty of positives for networks

Given that this is being written on Friday the 13th you might think I’d...

Who will give advice to Janice?

Consider the situation for Janice who reaches her State pension age in a couple...

We need more 95% LTV products

For those reading this who are parents of school-age children, the prospect of seeing...

When retirement dreams are shattered by Alzheimer’s

Your client has counted down the years to retirement, paid off their mortgage and...

PRA & BTL: there will be no car crash

Looking at the recent trade press headlines about the buy-to-let market, in particular how...

Predicting the future isn’t part of the job spec

Crystal balls at the ready – I have some questions that I’d like specific...

The big mistakes property developers must avoid

Speak to any experienced property developer and they will tell you the same thing;...

Bridging can fill potential buy-to-let void

Uncertainty must feel like a normal part of the profession for those who are...

Life is just one long holiday

We are approaching the end of the holiday season. If you have had a...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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