Opinions & blogs

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...

Will the naysayers be proved wrong once again?

If you’re looking for any sort of respite from a news agenda firmly focused...

How brokers can improve the conveyancing process

Ask most mortgage professionals what drives a case and you would probably get the...

Was the stamp duty change a red herring?

We may not have any 2018 data to currently work with, but judging by...

What a difference five years makes

While sorting out old paperwork over the New Year, I came across a news...

Mind the Gap

‘Mind the Gap’ is a phrase that is often seen and heard on the...

2018 predictions for second charge mortgages

A clever person somewhere once said that the more expert a person in any...

Think smart for a successful 2018

The year finally begins to draw to an end and 2017 has without doubt...

The Credit Crunch and first-time buyers

‘No-one wants to see a return to the pre-Credit Crunch mortgage market.’ This sentence, or...

Housing for older people

‘The inquiry will examine whether the housing on offer for this group of people...

Nothing is really free in this market

As we reach the end of the year, it’s time to reflect on the...

Ensure you broaden your revenue base

There’s a huge amount of excitement in the broker community at present — and...

No let-up for mortgage prisoners?

The plight of so-called ‘mortgage prisoners’ has hit the headlines again due to comments...

Who will win the Budget battle?

As we count the days down to the Budget, it’s pretty obvious to see...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

estate agents

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...
Regulation

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...
Mortgages

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...
Regulation

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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