Opinions & blogs

No limits apparent to limited company growth in the 2024 BTL market

Following a Budget that continues to generate headlines and spark debate across numerous sectors...

Time is everything for brokers trying to get a deal over the line

When I was appointed to lead the Cumberland's intermediary team in March 2023, one...

The impending stamp duty cliff-edge

The recent Budget has officially marked April 2025 as the end of the stamp...

Hope for new data bill to transform archaic homebuying experience

There is a growing need to transform the UK’s deplorable and archaic home buying...

Escaping to Europe for the expat life

As the days get a little bit colder and we start to turn up...

A new solution is needed for finding and nurturing broker talent

It’s certainly no secret that there is a real shortage of brokers in the...

Remember, remember the 28th of July

If you have read the headline then I think it is fair to say...

It has probably never been tougher

Being a mortgage adviser in 2024 is probably the hardest it has ever been....

UK mortgage market remains one of the most advanced in the world as change drives innovation

As Chancellor Reeves focuses on her ambitions to “return to economic stability” and create...

HM Land Reg fee hikes causing market disturbance

There’s a fee hike coming shortly for key conveyancing documents at HM Land Registry,...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Alleviating ‘the loneliness of the long-distance adviser’

In today’s increasingly digital and remote-working world, many advisers might find themselves working at...

Consumer Duty: helping brokers understand and identify vulnerability

This summer marked the first anniversary of the new Consumer Duty rules and the...

Landlords should act now on energy efficiency

2030 of course seems like a very long time in the future. By then,...

COMMENT

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Latest news

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...

TwentyCi hires Nick Huntley to lead sales at TwentyEA and TwentyConvey

TwentyCi has appointed Nick Huntley as sales director for TwentyEA and TwentyConvey as the...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

PROFILES