Opinions & blogs

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

The rise of the renovator buyer

In today’s property market, many borrowers are rethinking what homeownership means. Amid shifting lifestyle...

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Trump tariff madness

Because Trump is so unpredictable and we don’t know what the end result will...

The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path...

Auctions are growing in popularity – but choose your lender carefully

Property auctions have traditionally been a niche part of the UK property market, accounting...

A wealth of experience

High net worth clients may need more from their lender and their broker, so...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES