Opinions & blogs

COMMENT: the cost of suspending HIPs

Your clients will see increased costs from the suspension of HIPs, warns Harpal Singh,...

COMMENT: CGT won’t scare off landlords

Budget measures over Capital Gains Tax won't hit buy-to-let, says Guy Garrard, head of...

COMMENT: estate agents need regulating

Not all legislation is bad, argues Bob Young, managing director of Capital Home Loans The...

COMMENT: equity release fee models

There are many questions to ask about equity release advice, says Peter Welch, head...

COMMENT: take complaints seriously

It's important to take complaints seriously, argues Bob Young, managing director of Capital Home...

ADVICE: considering one’s options

Phil Whitehouse, head of The Mortgage Alliance (TMA), offers some advice for those intermediaries...

COMMENT: intermediary market continues to rebuild

We're all moving in the right direction, claims Guy Garrard, head of business development...

COMMENT: seeking the high ground

High net worth clients are worth the effort in finding, writes Phil Whitehouse, head...

COMMENT: Don’t risk reputational damage

Could you handle an FSA fine, asks Bob Young, managing director of Capital Home...

COMMENT: Don’t ban non-income verified mortgages

There is still a place for self-certification in the mortgage market, argues Guy Garrard,...

COMMENT: Don’t be ignorant about issues throughout the chain

Brokers should consider joining online agents, says Harpal Singh, managing director of Conveyancing Alliance...

COMMENT: take another look at secured loans

The answer is right in front of your eyes, says Dave Pinnington, business development...

COMMENT: new lenders – fact or fiction?

Which rumoured new lending propositions will actually come to fruition, asks Guy Garrard, head...

COMMENT: plenty of reasons to be optimistic

Doom and gloom? It's not the way I see it, says Eddie Goldsmith, senior...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

Rayner rules out rent controls

Housing Secretary Angela Rayner has ruled out rent controls in England, providing greater certainty...

Mortgage Brain adds Uinsure home insurance quotes to CRM platform

Mortgage Brain has integrated Uinsure with CRM Brain, allowing brokers to arrange buildings and...

Nationwide and Accord the latest to increase rates

Mortgage borrowers have been urged to review their options after Nationwide and Accord increased...

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