Opinions & blogs

Demystifying the specialist buy-to-let journey

The words complex and specialist are often used in the intermediary market, particularly in...

Work with landlord clients on energy efficiency responsibilities

It will be of no surprise to anyone active in the buy-to-let/private rental sectors...

Why firms are falling short on Consumer Duty

The FCA recently published its analysis of Consumer Duty board reports. Most firms have...

Converting opportunities: an alternative approach to tackling the housing crisis

The government has set an ambitious target of delivering 1.5 million net additional dwellings...

What Poundland teaches us about bridging the value gap

When Poundland was founded, the vision was simple: make shopping an easy, transparent, and...

Number of maturing mortgages offers great opportunity for advisers

As 2025 gets underway, it’s difficult to ignore the looming wave of fixed rate...

A decade of reflection

The size and shape of the UK mortgage and protection market has changed significantly...

A new CRM – it’s just like choosing a washing machine, isn’t it?

We have seen plenty of column inches around what AI will do to transform...

Why true independence in conveyancing matters

Company ownership will always shape the service its broker customers receive, which is why...

Loving your Gut: the secret to a healthier, happier you

February, the month of love, isn’t just about romance—it’s also the perfect time to...

Creating solutions for IVA and DMP clients

Economic conditions in recent years have posed significant affordability challenges for mortgage borrowers. While...

2025: A year of continued positive change for later life lending

In many ways, last year was a consolidatory yet overall successful year for the...

From challenges to opportunities: empowering landlords with expert advice

In recent years, the UK property market has undergone significant transformation. From a buy-to-let...

Bridging finance for investment overtaking chain breaks

A forecasted 25% increase in bridging finance over the next five years, in what...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

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