News

Octane Capital promotes credit team quartet

Octane Capital has announced the promotion of four members of its credit team. Rick Hollingsworth,...

Paragon adds Build-to-Rent to development finance offering

Paragon Bank’s development finance division will now provide finance of up to £35 million...

Phoebus plans to grow workforce by one-fifth

Phoebus Software is planning to expand by 20% in the next year. As Phoebus continues...

West One Loans revamps buy-to-let criteria

West One Loans has opened its buy-to-let range to foreign nationals, first-time buyers and...

Fear of rejection stopping self-employed applying for mortgages

34% of self-employed individuals have never applied for a mortgage, according to the latest...

MPowered Mortgages reduces rates on two and three-year fixes

MPowered Mortgages has further reduced rates across its suite of two and three-year fixed...

Keystone Property Finance cuts rates by up to 20bps

Keystone Property Finance has reduced a number of rates across its standard and specialist...

Investec provides £12m loan for modular PBSA development

Investec Real Estate has provided Stelling Properties Group with an £11.85 million loan to...

Somo’s Black Friday campaign reduces valuation costs by 90%

Somo Bridging has provided details of its Black Friday 2023 event, which gives borrowers...

Gateway Surveyors reappointed as Fleet Mortgages’ panel manager

Gateway Surveyors has been reappointed as the panel manager for Fleet Mortgages, following its...

Cash flow is the leading challenge for SME business owners

Millbrook Business Finance has published the results of its latest survey of SME business...

The Leeds reduces 75%-80% LTV rates

Leeds Building Society made reduced rates on 75% and 80% loan to value (LTV)...

Suffolk BS unveils new expat BTL and self-build deals

Suffolk Building Society has introduced two new products to its range. The first is a...

Vida unveils 90% LTV seven-year fix

Vida is expanding its residential product range with a new seven-year fixed rate at...

COMMENT

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

PROFILES