News

Rosemount Financial Solutions announces senior promotions

Rosemount Financial Solutions (IFA) has announced a series of senior promotions as the growing...

L&G adds Harpenden Building Society to surveying services panel

Legal & General (L&G) has expanded its Mortgage Services business with the addition of...

HTB appoints Alexia Evans as lending director to strengthen development finance team

Hampshire Trust Bank (HTB) has appointed Alexia Evans as lending director within its development...

Nationwide lowers remortgage and switcher rates in further push for market share

Nationwide has announced cuts of up to 0.29 percentage points across its remortgage and...

Assetz Capital backs Cairngorms industrial scheme with £1.94m loan

Assetz Capital has provided a £1.94 million funding package to support the development of...

Vida Homeloans brings AVM tech to mortgage process in push for faster decisions

Vida Homeloans has taken another step forward in its Mortgage Transformation Roadmap with the...

Standard Life Home Finance names Phil Quinn as head of sales

Standard Life Home Finance has appointed Phil Quinn as its new head of sales. Quinn...

Virgin Money drops fixed rates across residential and BTL ranges

Virgin Money is to implement a range of rate reductions across its fixed mortgage...

HMO market valued at £78 billion amid rising demand for shared living

New analysis from property technology firm COHO has valued the House in Multiple Occupation...

MPowered Mortgages lowers fixed rates once again

MPowered Mortgages has announced its second round of fixed rate reductions since the so-called...

Homebuyers opt for greater peace of mind as demand for condition surveys grows

Homebuyers are increasingly prioritising peace of mind over price, as new figures from Countrywide...

Atom bank reduces Near Prime mortgage rates

Atom bank has announced further reductions across its Near Prime residential mortgage range, with...

ModaMortgages joins All Money Matters panel to widen reach through 1APP

ModaMortgages has joined the lender panel of All Money Matters, giving brokers using the...

MBT hits milestone of two million affordability searches

Mortgage Broker Tools (MBT) has surpassed two million affordability searches on its platform, achieving...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess...
networks

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...
Appointments

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he...
News

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

PROFILES