News

Secure Trust Bank strengthens commercial finance leadership with COO appointment

Secure Trust Bank Commercial Finance has promoted Richard Foote to the role of chief...

Family BS unveils fee-free mortgages and raises JBSP lending to 90% LTV

Family Building Society has introduced a new fee-free mortgage product range and increased loan-to-value...

MorganAsh enhances MARS to improve vulnerability tracking and meet Consumer Duty standards

MorganAsh has added new support-tracking features to its customer vulnerability management platform, MARS, as...

OPDA expands membership with addition of four new organisations

The Open Property Data Association (OPDA) has welcomed four new organisations into its growing...

LiveMore appoints new risk lead

LiveMore has announced the appointment of Ian Sturla as its new risk lead. Sturla (pictured)...

Stamp duty surge nets Treasury £1.4bn as buyers raced to beat deadline

Homebuyers poured £1.4bn into Treasury coffers in March as thousands rushed to complete purchases...

Pivot backs Torsion Care with £4.1m facility for Lancashire retirement scheme

Specialist lender Pivot has completed a £4.1 million development exit facility for Torsion Care...

Inheritance Tax hits record £8.2bn as frozen thresholds push more families into the net

Inheritance tax (IHT) receipts have surged to a record-breaking £8.2 billion for the 2024/25...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

OMS reinforces leadership and sales teams with key strategic hires

One Mortgage System (OMS), the technology-led mortgage platform serving intermediaries, has made two senior...

Guardian upgrades Critical Illness cover

Guardian has unveiled a host of improvements to both its adult and children’s critical...

Precise enhances residential range with rates from 4.79%

Specialist lender Precise, part of the OSB Group, has expanded its residential mortgage offering...

UTB Mortgages exceeds £2 billion lending milestone after record breaking first quarter

United Trust Bank Mortgages has topped off a record breaking first quarter of 2025...

Fleet Mortgage cuts rates on 2- and 5-year fixes

Fleet Mortgages has made a 15 bps price cuts to a variety of 2-...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he...

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

PROFILES