News

Mortgage lenders under fire as rates lag behind interest rate cuts

Mortgage holders are paying over £1,000 a year more than they should be according...

Average English homebuyer to gain £41k in borrowing power

Homebuyers across England are set to benefit from a substantial increase in purchasing power,...

Somo revives summer offer with valuation discounts and free beer for brokers

Specialist lender Somo has announced the return of its August promotion, offering 90% off...

Property and finance sectors dominate shortlist for 2025 Social Mobility Awards

Firms from the property and financial services sectors have secured a prominent place on...

HTB completes £6.5m MUFB refinance in 36 hours

Hampshire Trust Bank has completed a £6.5 million refinance on a 63-unit multi-unit freehold...

Aspen Bridging passes £750m lending milestone after record July

Aspen Bridging has passed the £750m total lending milestone following a record-breaking July, with...

Aldermore joins Growth Guarantee Scheme

Aldermore has been accredited by the British Business Bank to offer facilities under the...

Quantum Mortgages refines lending policy to support specialist landlords

Quantum Mortgages has introduced a series of changes to its lending criteria in a...

Paragon Bank appoints BDM for Central region

Paragon Bank has appointed Gary Dean as business development manager for the central England...

Hanley Economic expands later life mortgage range with new RIO offerings

Hanley Economic Building Society has expanded its later life lending portfolio with the introduction...

Allica Bank unveils new educational programme for brokers

Allica Bank has announced the launch of a fully funded broker education programme to...

Women drive rise in solo homeownership

More women are choosing to buy homes on their own than ever before, according...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

ModaMortgages unveils new limited-edition BTL range and cuts rates

ModaMortgages has expanded its buy-to-let offering with the launch of eight new limited-edition products,...

COMMENT

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Latest news

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

HSBC UK to examine Budget impact in intermediary economy webinar

HSBC UK will hold an economy webinar for mortgage intermediaries on 30 October, focusing...

Clydesdale to raise selected residential product transfer rates

Clydesdale is increasing selected residential product transfer fixed rates by up to 0.17% from...

Green rent cap plan could squeeze buy-to-let affordability

Green Party proposals to restrict private rent increases for three years could make it...

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