Mortgages

Landlords shift to interest-only as rates climb above 5%

Buy-to-let landlords are rapidly changing borrowing strategies as mortgage rates climb with a growing...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

Atom bank reduces prime mortgage rates by up to 25bps

Atom bank has cut rates across its prime mortgage range by as much as...

Family Building Society restores 60% LTV deals and cuts rates

Family Building Society has reintroduced 60% loan-to-value products across its core owner-occupier range and...

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief...

Brokers deliver speed for first-time buyers, but lender delays persist

Mortgage brokers are moving first-time buyers through early stages of the application process in...

UK buyers warm to AI in homebuying, but still want human oversight

Three quarters of homebuyers expect artificial intelligence to play a role in the homebuying...

The Cambridge brings back fixed rates across core range

The Cambridge Building Society has reintroduced fixed-rate mortgages across its main range, offering new...

First Mortgage expands Scottish new-build reach with Home Loan Services acquisition

First Mortgage has acquired Home Loan Services (Glasgow) Ltd in a move that strengthens...

The Buckinghamshire adds fixed rates to impaired credit ranges

Buckinghamshire Building Society has launched a new range of two-year fixed rate mortgages across...

Foundation launches limited edition remortgages as it cuts residential and BTL rates

Foundation has launched new limited edition residential remortgage deals and reduced rates across much...

Ecology completes core banking migration with Monument Technology

Ecology Building Society has completed the migration of its savings and mortgage operations onto...

New Homes buys Clark Marshall to grow shared ownership reach

New Homes Mortgage Services LLP has acquired Clark Marshall Associates Ltd in a deal...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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