Buckinghamshire Building Society has launched a new range of two-year fixed rate mortgages across its Credit Revive and Credit Restore products for borrowers with historic credit issues.

The mutual said the new deals are available from today and are intended to give brokers more options for clients seeking payment certainty while rebuilding their credit profile or moving on from previous financial difficulties.

The Credit Revive range now includes a two-year fixed rate at 6.09% up to 70% loan to value and a two-year fixed rate at 6.39% up to 85% loan to value.

Within the Credit Restore range, the society has launched a two-year fixed rate at 6.59% up to 60% loan to value and a two-year fixed rate at 6.89% up to 75% loan to value.

All four products come with a £999 product fee.

The launch gives brokers fresh fixed rate options for borrowers who may not fit mainstream lending criteria, while continuing to draw on the society’s manual underwriting model.

Buckinghamshire Building Society said its Credit Revive and Credit Restore ranges are aimed at borrowers with different levels of historic credit impairment, from relatively minor issues to more significant adverse events, with applications assessed on an individual basis.

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We know brokers need dependable options for clients who want payment certainty, particularly those who may have experienced financial setbacks in the past.

“These new fixed rates ensure advisers continue to have solutions for borrowers who are now in a stronger position and ready to move forward.

“At Buckinghamshire Building Society, we look beyond credit scores and automated outcomes. We focus on understanding each case individually and helping brokers place clients who might otherwise be overlooked.”