Mortgages

Bath BS increases maximum loan size and broadens criteria

Bath Building Society has announced a series of criteria updates designed to give brokers...

European first as MQube tokenises mortgage debt on the blockchain

Guildford-based mortgage fintech MQube has become the first lender in Europe to tokenise mortgage...

New-build homes attracting wider range of buyers, says Alexander Hall

New research from mortgage adviser Alexander Hall suggests that new-build homes are no longer...

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Gen H names new sales and distribution director

Gen H has appointed Sara Palmer as its new sales and distribution director. Reporting to...

Kensington Mortgages appoints head of national accounts

Kensington Mortgages has appointed Helen Cawthra as head of national accounts as the specialist...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Mortgage industry gears up for Take Me Home 25 Christmas Charity Concert

Support continues to build for what is shaping up to be the mortgage industry’s...

Just Mortgages marks four years of broker wellbeing support with new podcast and resources

Just Mortgages has marked four years since the launch of its mental health and...

The Right Mortgage & Protection Network welcomes back Robin Pearson as head of risk

The Right Mortgage & Protection Network has announced the return of Robin Pearson to...

HTB hires new head of portfolio management

Hampshire Trust Bank (HTB) has appointed Mathura Paramjorthy as head of portfolio management within...

Rightmove renews call for stamp duty reform as thresholds fail to keep pace with house prices

Fewer than one in 20 homes currently for sale in England are exempt from...

Buying a first home cheaper than renting in most UK cities, Lloyds finds

First-time buyers could save thousands of pounds a year by purchasing rather than renting,...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

PROFILES