Mortgages

Air warns base rate pause heightens mortgage shock risk for older borrowers

Later life lending platform Air has warned that the Bank of England’s decision to...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

Clydesdale Bank updates valuation fee policy to support high-value borrowers

Clydesdale Bank has revised its approach to valuation fees, extending the benefit of free...

Vida profits surge as new banking licence powers record lending growth

Vida Group Holdings, the specialist mortgage lender which secured its full banking licence late...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

Public alarm sounds over Capital Gains Tax reform

A proposed reform that would apply Capital Gains Tax (CGT) to main residences has...

One in six homes sold off-market, but trend wanes as sellers return to open listings

More than one in six residential properties in England and Wales were sold off-market...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

HTB promotes Slade to BDM role

Hampshire Trust Bank (HTB) has promoted Jack Slade to business development manager for the...

Access FS launches equality council to drive inclusion

Access FS has established a new Equality Council aimed at promoting diversity and inclusion...

Compliance specialist urges transparency with biometric IDs

A digital compliance specialist has warned that the success of the EU’s new Entry/Exit...

Skipton targets first-time buyers with new-build mortgage support

Skipton Building Society has outlined a series of measures designed to help brokers and...

Clydesdale Bank expands 85% LTV offering and enhances interest-only policy

Clydesdale Bank has introduced a series of new residential mortgage products and policy improvements,...
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COMMENT

Opinions & blogs

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

News

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...
criteria

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...
Protection

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...
Compliance

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

PROFILES