Mortgages

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

The Newcastle expands 98% First Step mortgage to whole market

Newcastle for Intermediaries has widened access to its new low-deposit mortgage product, First Step,...

First Mortgage Solutions unveils dual-brand strategy

First Mortgage Solutions has announced a significant evolution of its brand, introducing a clearer...

Market Harborough cuts rates for larger loans

Market Harborough Building Society has reduced rates on its residential larger loan range by...

Conveybuddy sees steady rise in remortgage activity

Conveyancing distributor conveybuddy has reported strong third-quarter growth, driven by a consistent balance between...

Purplebricks Mortgages adopts JammJar platform to enhance customer experience

Purplebricks Mortgages has partnered with technology firm JammJar to overhaul its customer service systems...

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

OneDome secures £7.5m Channel 4 Ventures deal

OneDome has announced a £7.5 million partnership with Channel 4 Ventures to support a...

Air warns base rate pause heightens mortgage shock risk for older borrowers

Later life lending platform Air has warned that the Bank of England’s decision to...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

Clydesdale Bank updates valuation fee policy to support high-value borrowers

Clydesdale Bank has revised its approach to valuation fees, extending the benefit of free...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Market Harborough reaches £1m community funding milestone

Market Harborough Building Society said it has committed £1 million to community causes over...

Accord publishes broker guide on recognising economic abuse in mortgage cases

Accord has published a new guide for mortgage brokers on how to identify and...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

PROFILES