Mortgages

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Q&A: Richard Harrison, Atom bank

Mortgage Soup fires the questions at Richard Harrison, head of mortgages at Atom bank. Mortgage...

Lenders divided on whether regulatory scrutiny will ease in 2026

Lenders are split on whether regulatory scrutiny will ease in 2026, new research from...

Nationwide slapped with £44m fine over prolonged financial crime control failures

The Financial Conduct Authority (FCA) has fined Nationwide Building Society £44m after finding widespread...

Stamp duty receipts rise sharply as market shows signs of broad recovery

Stamp duty revenues increased substantially in the past financial year as activity returned to...

Hanley Economic widens lending criteria to reflect modern working patterns

Hanley Economic Building Society has refreshed its residential lending criteria, aiming to accommodate a...

Tandem appoints new chief technology officer to drive digital overhaul

Tandem Bank has hired Russell Strevens as chief technology officer, handing him responsibility for...

West One strengthens mortgage division with trio of senior hires

West One Loans has expanded its mortgage division with three appointments as the lender...

Homebuyers continue to rely on brokers despite rise of digital tools

Santander has reported that mortgage brokers remain central to the homebuying process, with new...

The Cambridge raises stress limits to widen borrowing capacity

The Cambridge Building Society has moved to strengthen support for residential borrowers by increasing...

AI adoption set to define mortgage market trajectory in 2026

The mortgage sector is expected to prioritise technology-driven efficiency and service improvements as lenders...

The Yorkshire integrates Cotality platform to support faster, data-driven lending

Yorkshire Building Society has adopted Cotality’s Lender Hub platform, incorporating automated valuation model technology...

Shared ownership emerges as key route onto the property ladder

Connells Group has reported a sharp rise in first-time buyer activity, with registrations up...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Gen H expands broker sales team with three BDM hires and internal promotion

Gen H has expanded its broker sales team with three new business development managers...

Detached homes dominate new lifetime mortgage lending in early 2026

Owners of detached properties accounted for more than four in 10 new lifetime mortgages...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

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