Buckinghamshire Building Society has reduced selected rates across its Credit Revive and Credit Restore mortgage ranges by up to 30bps.

The changes apply to five products and are aimed at brokers working with clients who have experienced previous credit difficulties.

In the Credit Revive range, the two-year fixed rate is now available at 5.89% up to 70% LTV, down from 6.09%, and 6.19% up to 85% LTV, down from 6.39%.

The society has also reduced its Credit Revive Retirement option to 5.85% up to 70% LTV, from 5.99%.

In its Credit Restore range, the three-year fixed rate is now available at 6.29% up to 60% LTV, down from 6.59%, and 6.69% up to 75% LTV, down from 6.89%.

All products carry a £499 product fee.

The Credit Revive and Credit Restore ranges are designed for borrowers who may not meet mainstream lending criteria, including those with historic credit issues.

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We know there are many borrowers whose circumstances have improved significantly since experiencing financial difficulties, but who can still find it challenging to access mortgage options.

“By reducing rates across both our Credit Revive and Credit Restore ranges, we’re making it easier for brokers to support these clients with affordable solutions that recognise their current circumstances, not just their past.

“At Buckinghamshire Building Society, we take a common-sense approach to lending. Through manual underwriting and individual case assessment, we’re able to consider a broader range of circumstances and help more borrowers achieve their homeownership goals.

“These latest reductions demonstrate our ongoing commitment to supporting brokers and their clients with flexible lending solutions for borrowers who are rebuilding their financial position.”