Mortgages

Newcastle Intermediaries extends offer validity period to six months

Newcastle Intermediaries has increased its offer validity period to six months. Following feedback from brokers,...

Only marginal progress made in mental health across mortgage sector

The Mortgage Industry Mental Health Charter (MIMHC) has revealed the state of mental health...

April rise in capital-raising mortgage searches

Legal & General has reported that data from its SmartrFit tool shows that searches...

Intermediary case volumes up year-on-year

There are signs of growing optimism about the outlook for the mortgage market, according...

Gen H cuts rates by up to 65bps

Gen H has announced rate reductions for all of its products by up to...

Platform relaunches 95% LTV mortgages

Platform, the intermediary mortgage brand of the Co-operative Bank, has announced the relaunch of...

BoE raises base rate to 4.50%

The Bank of England has raised interest rates by a quarter of one percentage...

Selina Finance introduces new referrals service

Selina Finance has announced the launch of its new referrals service alongside a range...

MPowered Mortgages revises residential lending criteria

MPowered Mortgages has launched a new range of criteria in a move to help...

Fleet Mortgages launches new seven-year green deal

Fleet Mortgages has announced reduced rates across its two-year fixed-rate products and the launch...

Hanley Economic BS unveils fee-free 95% LTV five-year fix

Hanley Economic Building Society has introduced a fee-free 95% LTV five-year fixed rate into...

Creditworthy customers are being denied mortgages

76% of brokers say they work with clients they believe should be able to...

Over 3m people have missed important payment in past two years

3.2 million UK adults missed some form of major payment over the last two...

SPF reveals international expansion plans

SPF Private Clients (SPF) has posted a 13% increase in gross revenue to £37.4...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES