Mortgages

Reliance Bank improves shared ownership and key worker propositions

Reliance Bank has increased its LTV banding from 90% to 95% LTV percentage share...

LMS reports 38% fall in remortgage instructions

LMS has published its Monthly Remortgage Snapshot, showing remortgage market activity through April 2023. Instructions...

Rightmove: new sellers responding to improving market

Rightmove has reported that the average price of property coming to the market rose...

Virgin Money partners with Sero and Rightmove for energy efficiency

Virgin Money is partnering with energy tech specialist, Sero and property portal, Rightmove, to...

SmartrFit adds six lender affordability calculators

Legal & General has added six new buy-to-let rental calculators, and one new residential...

Pepper Money cuts rates and adds new deals

Pepper Money has bolstered its mortgage range with the launch of new Limited Edition...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

It’s time we work more closely together, for everyone’s benefit

After having a stressful few years in the industry and seeing and hearing the...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

Clydesdale Bank withdraws select two and five-year fixed rate mortgages

Clydesdale Bank is making a series of changes to its mortgage offering. The lender is...

Unconventional borrowing solutions top Q1 broker priorities

TMA Club has revealed that the top three queries its Broker Support Desk assisted...

IFAs concerned over 100% LTV mortgages

New research from global research and insights agency Opinium reveals that nearly two thirds...

Envelop Network adds Bank of Ireland to panel

The Envelop Network has announced the addition of Bank of Ireland to its lending...

Two new BDM appointments at the Nottingham

Nottingham Building Society has announced two new appointments to its growing sales team, with...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES