Fixed rates

TSB doubles shared ownership cashback

TSB is increasing its cashback offer to £500 from £250 across its shared ownership...

Demand for three-year fixes on the rise

The Leeds Building Society has claimed that Brexit uncertainty may be behind the fact...

Platform makes series of mortgage rate reductions

Platform has cut interest rates on select 95% LTV mortgages by up to 0.10...

NatWest announces rate increases

NatWest is introducing tomorrow (12 December) rate changes on selected core and semi-exclusive residential...

The Hanley Economic launches 1.58% two-year fix

The Hanley Economic Building Society has unveiled a two-year residential fixed rate deal with...

Barclays makes widespread purchase and remortgage rate cuts

Barclays has made changes to its residential fixed rates, including the launch of new...

Two new FTB deals unveiled by the Saffron

The Saffron Building Society has introduced two new reduced rate mortgages for first-time buyers. The...

Foundation Home Loans updates product offering

Foundation Home Loans has made changes across its buy-to-let and residential ranges. The minimum loan...

New fixed rate cuts from the Nationwide

The Nationwide Building Society has reduced rates across its fixed rate range, including two,...

First five-year BTL fix for The Mortgage Lender

The Mortgage Lender has introduced its first buy to let five-year fixed rate product. It...

Legal & General Mortgage Club offers The Mortgage Lender buy-to-let exclusive

Legal & General Mortgage Club has unveiled a buy-to-let exclusive deal with The Mortgage...

Barclays to offer 1.53% two-year fix

Barclays is making rate reductions tomorrow (27 November). It is reducing its two-year and five-year...

TSB cuts homebuyer and remortgage rates

TSB has reduced interest rates by up to 0.35 percentage points on mortgages for...

Sainsbury’s Bank raises residential fixed rates

Sainsbury's Bank has made a number of changes to its residential product range: Changes are...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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