Fixed rates

Investec Private Bank cuts variable and fixed rates

Investec Private Bank has cut rates within the 80%-85% LTV bracket for both fixed...

Buy-to-let mortgage market remains unsettled

Mortgage Brain has reported "mixed movement" in the cost of buy-to-let products over the...

Newcastle Intermediaries cuts 95% LTV rates

Newcastle Intermediaries has reduced its rates on a selection of two and five year...

Foundation Home Loans offers new three-year buy-to-let fixes

Foundation Home Loans has launched new three-year fixed rates in its buy-to-let range. The limited-edition...

Barclays Mortgages revamps product offering

Barclays Mortgages is introducing some new products and making rate reductions across its residential,...

Aldermore cuts five-year buy-to-let remortgage rates

Aldermore has reduced the rates on its buy-to-let five-year fixed remortgage products for individual...

Accord makes residential fixed rate changes

Accord has cut certain fixed rate mortgages by up to 0.29 percentage points across...

Mortgage costs back on the increase

Residential mortgage costs are back on the rise after two successive quarters reporting a number...

The Nationwide cuts rates at 95% LTV

The Nationwide Building Society has cut selected fixed and tracker mortgage rates at 95%...

3mc offers Pepper exclusives

3mc has unveiled new packager exclusives from Pepper Money and now also has an...

Coutts’ mortgages to be available to intermediaries

Coutts has joined up with mortgage technology expert, Mortgage Brain to make its products...

TMW cuts Limited Company mortgage rates

The Mortgage Works is tomorrow (19 October) reducing rates for selected Limited Company and 80%...

Pepper Money cuts two-year fixed rates

Pepper Money has cut the price on seven of its two-year fixed rate residential...

TMW cuts selected fixed and tracker rates

The Mortgage Works is cutting rates for selected two-year fixed and tracker mortgages by...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

PROFILES