Fixed rates

Accord unveils 2.22% five-year buy-to-let fix

Accord Buy to Let is reducing five-year fixed rates across its range. The intermediary-only lender,...

New higher LTV deals from Virgin Money

Virgin Money has reduced rates on selected high loan to value (LTV) fixed rate...

Little movement in rates and costs of mortgages over past quarter

Mortgage Brain’s latest product data analysis has found that two, three and five year...

Platform cuts rates on all 95% LTV deals

Platform has reduced interest rates on all 95% LTV mortgages by up to 0.10...

Accord Mortgages increases maximum LTV

Accord Mortgages is extending its remortgaging options up to 95% LTV. From tomorrow (22 January)...

The Skipton revamps mortgage offering

The Skipton Building Society has launched a number of refreshed products for residential purchase...

TSB reintroduces a number of mortgage products

TSB has reintroduced a number of products to its mortgage range. These products include the...

NatWest unveils residential and BTL rate cuts

NatWest is making rate changes on selected core and semi-exclusive residential and buy-to-let products. Mark...

Accord improves 95% LTV offering

Accord Mortgages is cutting rates on its high loan to value (LTV) mortgages and...

Magellan cuts rates and application fees

Magellan Homeloans is reducing the majority of its fixed rates on residential mortgages and...

Pepper Money launches new limited edition buy-to-let deals

Pepper Money has launched a range of five-year fixed rate buy-to-let limited edition products, with...

The Hinckley & Rugby introduces pair of later life mortgages

The Hinckley & Rugby Building Society has launched two new residential mortgages for later...

Barclays unveils mortgage rate cuts

Barclays Mortgages has made a series of rate reductions across a number of ranges. It says...

Kensington Mortgages unveils new 75% LTV rates

Kensington Mortgages has launched new special rates across its 75% loan to value (LTV)...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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