Loans

Mortgage borrowing rises as approvals edge higher in February

Mortgage borrowing and approvals both increased in February, although activity remains close to recent...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

24-hour secured loan case underlines growing use of specialist finance

A secured loan completed within 24 hours is being cited as a sign of...

Inflation remains unchanged but subsequent rise expected

The Consumer Price Index rate (CPI) rate inflation remained at 3% in February. This was...

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Second charge lending sees steady start to 2026 with 19% rise in new agreements

New business volumes in the second charge mortgage market rose by 19% in January...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers,...

Selina Finance adds no-ERC five-year fix at higher LTVs

Selina Finance has introduced a five-year fixed-rate product with no early repayment charges on...

FCA tells second charge mortgage firms to improve standards for borrowers

The Financial Conduct Authority has warned that some lenders and brokers in the second...

Second charge mortgage new business volumes reach highest level since 2008

New figures from the Finance & Leasing Association show the second charge mortgage market...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

The Right Loan records best year as introducer payments rise 22%

Advisory firm The Right Loan, part of The Right Mortgage & Protection Network, said...

Interbridge Mortgages turns to former Sainsbury’s Bank chief as new chair

Interbridge Mortgages has appointed Peter Griffiths OBE as chair, adding a senior industry figure...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Advice firm wins first client through ChatGPT after AI visibility push

A financial advice firm secured its first client through ChatGPT within two weeks of...

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

PROFILES