Pensions

AUTUMN BUDGET: Salary sacrifice cap to be introduced

Rachel Reeves has announced plans to change salary sacrifice arrangements for pension contributions. The chancellor...

Survey reveals cost of living pressures and tax fears weighing on mutual’s members

Concerns over the cost of living and the prospect of tax rises continue to...

Later life lending must become ‘mainstream priority’, following FCA reform speech

Will Hale, chief executive of Key Advice & Air, has urged the mortgage industry...

Thousands of over-65s still have mortgages at death, warns Key

Key Advice has warned that around 26,000 people aged over 65 died last year...

Young adults expect six-figure incomes for a ‘good’ retirement, says Royal London

A growing number of young adults believe they will need more than £100,000 a...

Gender gap in retirement satisfaction persists as women report lower financial security

Just over half of female retirees say they are satisfied with their retirement income,...

Just Wealth nears 600 client referrals via Just Refer

Just Wealth, the financial services arm of national brokerage Just Mortgages, is approaching 600...

Parents fear children will never be able to retire

More than 15 million UK parents believe their children may never be able to...

Advisers report surge in client anxiety ahead of Budget

Financial advisers are reporting a sharp rise in client anxiety amid widespread speculation over...

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows...

Air warns base rate pause heightens mortgage shock risk for older borrowers

Later life lending platform Air has warned that the Bank of England’s decision to...

L&G partners with Microsoft to roll out AI-driven customer service platform

Legal & General has announced a collaboration with Microsoft to develop an AI-powered customer...

Generation X faces retirement squeeze with smaller pensions than parents

Generation X risks becoming the first cohort to retire with less financial security than...

Younger generations look to pensions and property for retirement security

Millennials and Generation Z are increasingly turning to both pensions and property to secure...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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