Pensions

Retirement affordability fears grow as pension confusion deepens

A growing number of working adults believe they will never be able to afford...

Two-thirds of Generation X unprepared for retirement

A significant majority of Generation X are approaching retirement with little financial preparation, according...

Standard Life unveils rebranded think tank to tackle UK’s retirement savings ‘crisis’

Standard Life has relaunched Phoenix Group’s research think tank under its own name. The Phoenix...

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Cost of a ‘moderate’ retirement rises, says PLSA

The cost of a moderate retirement in the UK has risen again, according to...

The steep price of solo retirement

Single pensioners face a markedly higher financial burden in retirement than their coupled counterparts,...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

16% have no idea what age they will retire

A recent survey for Hargreaves Lansdown has found that one-third of people think they...

Family money playing bigger role in helping young onto property ladder

Intergenerational wealth transfers – from housing young adults to financial gifts and inheritances, and...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

Any Budget pension changes could shift balance to equity release

There is a growing need to shift retirement planning to include wider considerations of...

Generational disparities in retirement planning

Younger workers are much more thoughtful about money issues than people might expect, and...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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