Later Life

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

Second charges helping businesses to capital raise

Business owners are using second charge mortgages to raise capital as the Omicron variant...

22% of workers expect to use home to fund retirement

Research from Legal & General Home Finance (LGHF) has found that 22% of people...

Key to embed AI into its customer service

Key has partnered with speech analytics platform Aveni.ai to add artificial intelligence to its...

22% of customers don’t discuss equity release with family

71% of customers seeking equity release advice with immediate family said they had discussed...

Standard Life Home Finance joins Equity Release Council

Standard Life Home Finance has joined the Equity Release Council following the recent launch...

13 million UK adults expect a quarterly worsening in their finances

25% of UK adults - which totals 13m people - say they expect their...

Hodge issues Tired of Retirement white paper

Hodge has released a detailed report into the attitudes of those over 50 towards...

60 most popular age to retire

60 is the most popular age to retire early, according to new research from...

Finova powering Standard Life’s equity release entrance

Finova has been selected to provide the software that will power Standard Life Home...

7.5 million over-55s need home adaptation for care needs

New research from Key indicates that 7.5 million older people will be looking to...

Pure Retirement launches new resources with Asset TV

Pure Retirement has introduced a new Brand Health Check Guide in collaboration with Asset...

Self-employed struggle to access financial products

Research from the Association of Independent Professionals and the Self-Employed (IPSE) and specialist mortgage...

TMA Club to provide resources on identifying vulnerability

53% of brokers who responded to a TMA Club survey say they are confident...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES